As summer winds down, we begin to welcome signs of fall:  cooling temperatures, a new school year, changes in the landscape, earlier sunsets to name a few.  Not only might your routine change when summer ends, but your daily commute is affected by shorter days and weather changes as well.  You might even be drawn to drives through the countryside if you enjoy the changing foliage.  

Pleasant though it might be, the changing season also calls for you to stay alert.  Cooling temperatures often bring rain, and  when combined with falling leaves can be as slippery on the roadway as ice.  Deer are more visible and not just on rural roads, especially from October to January and typically from dusk to dawn,  Days get shorter as fall sets in; so you'll find yourself driving more often in the dark.  Traffic patterns and volume change once school is in session, causing greater caution when driving.

Here is what ERIE Insurance says about being prepared when driving this fall. 
This advice should make your driving time safe as you enjoy the fall changes.

Even the most cautious drivers in the safest vehicles may face the unexpected at some point.  That's where good Auto Insurance is needed.  If you have not reviewed your Auto Insurance coverage recently, there is no time like the changing of seasons to do that.  Here at William M. Sparks Insurance Agency, we are prepared to help with sound answers to your questions and a thorough review of your policy, whenever you are ready.  Reach out to us by phone (410-252-8304) or visit our website (https://wsparks.com/personal-insurance/auto-insurance.html).

You realize that your vehicle’s been hit and before you can step out to get the other driver’s information, their car is taking off into the distance.

An accident is considered a hit-and-run when one party flees the scene of the crash, even if it’s only a fender bender.  How you react next can play an important role in protecting yourself physically and financially.

Before you become the victim of a hit-and-run, learn what ERIE Insurance has to say -- critical details to consider before you leave the scene of the accident and what you need to know about your Auto Insurance coverage.

We can help you to explore your options and be sure that you have the right Auto Insurance coverage to protect you in the event of a hit-and-run accident.  Reach out anytime by phone at 410-252-8304 or visit our website at https://wsparks.com/life-insurance.html.