We tend to regard water, power, and even Internet as essential, and we take them for granted.  But in the event of an emergency, all bets are off.  You could suddenly find yourself without those essentials for days or even weeks if emergency strikes.

Depending on where you live, you could be vulnerable to either natural disaster such as heavy snow, flooding, tornado or hurricane  or some form of man-made disaster. That’s why your family should have an emergency plan and supplies ready for any type of disaster. Your plan should be tailored to your family and your location, and you'll want to have a home emergency kit that you can prepare now and reach for quickly when the need arises.

See this Checklist of Home Emergency Items advised by ERIE Insurance to help you survive the next emergency.

You may not be able to predict a disaster, but good preparation in advance will reduce your stress and help eliminate chaos if or when disaster strikes.  Part of your preparation is to have a solid Homeowners Insurance policy structured to meet your family's needs. 

Here at William M. Sparks Insurance Company, we can help you to review your Homeowners Insurance coverage and offer you the right package at the best rate available. Reach out to us  by phone (410-252-8304) or visit our website (https://wsparks.com/personal-insurance/homeowners-insurance.html) well before disaster strikes.